So you're looking for free or rather inexpensive software to you on your computer. These are all compatible with Windows Vista but remember you download at your own risk! This is just a suggestion based on what I've used and like. I hope you can make some suggestions on what programs you like as well.
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It's a lot like Photoshop without the huge price tag. Free! Originally designed for Linux, it has been made for Windows as well. Works great for Vista where older Photoshop versions and other issues of compatibility don't exist!
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So you want to create a website and may or may not know some html. Not a problem. Namo is structured similarly to Dreamweaver and again without the huge pricetag. This software runs $100 and comes with Namo FreeMotion and Namo FreeCanvas. I'm more impressed with FreeMotion as it's a flash based program and the instructions included make it easy enough for an amateur to use. Namo FreeCanvas isn't bad but I wouldn't pay anything extra for it. Worth checking out as part of the bundle. If you already own another web editor, there is typically a rebate for $20 off.
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Do you like editing video clips? If you do this program is reasonably priced and though not as fancy as Adobe's Premiere it's also much cheaper! Versions range from the original studio through Plus and Ultimate based on your needs. If you're editing standard video you can pay as little as $50. High Definition will cost you $100 and Studio Ultimate which allows for Dolby 5.1, fx editor, and a few other features be prepared to dish out $130. Typically Studio allows for an upgrade version and/or rebate based on your previous purchase.
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Again another photo editing software similar to Photoshop but easier to navigate for those that aren't advanced users. Free software again, can't complain there. The interface is easy and it doesn't lack features